The Strategic Tax Advisor

Unused 529 Funds? How to Roll Them to Roth IRA Tax-Free (Complete 2025 Guide)

How smart families are converting unused education savings into decades of tax-free retirement growth

Excess Roth IRA Contribution Over Income Limit: How to Fix It Without Penalties

The step-by-step recharacterization strategy that turns your costly mistake into tax-free growth

Beyond the Basics: Advanced HSA Strategies for Healthcare Cost Planning and Tax-Free Growth

How High-Income Professionals Can Transform HSAs from Medical Expense Accounts into Tax-Free Retirement Powerhouses

The Life Insurance Strategy: A Step-by-Step Guide to Building Your Tax-Free Retirement Fund

The 'Roth on Steroids' Approach for High Earners Who've Maxed Out Conventional Retirement Options

Mastering the Mega-Backdoor Roth: How to Legally Bypass Contribution Limits and Build Tax-Free Wealth

The legal loophole that lets you contribute 10x more to tax-free accounts.

The Backdoor Roth IRA: Tax-Free Growth for High Earners

Income too high for Roth contributions? This strategy changes everything.

Strategic Tax Planning for High-Income Professionals: Your 2025 Roadmap to Keeping More of What You Earn